Editor Pick

  • Credit Cards for College Students
    Finance >> Credit
    As Pink Floyd said, "Money, it's a gas. Grab that cash with both hands." This is exactly what the credit card companies want the younger generation to do - grab it and use it. What most students often forget is that "buy now" still means "pay" whether that is now or later.
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  • Why You Should Not Have Joint Accounts
    Finance >> Credit
    Some married couples believe that having joint credit card accounts will make paying off revolving debt easier when in fact, joint accounts can damage credit scores and leave both husband and wife in financial distress. Separate credit gives each party financial freedom and the ability to transfer debt if necessary. It's always best to build your credit separately. Let’s look at some examples of what could happen to couples with and without joint credit accounts.
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  • What's the Score on Your Credit?
    Finance >> Credit
    A credit score can make or break the future of your borrowing status. It is important to know what it is, where you stand and how to prevent bad credit. A credit score predicts the statistical chance of a consumer being 90 days late or more on a particular loan obligation over the next two years. The higher the score is, the less chance that the person will be late.
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Jim Campanella PDF Print E-mail

Jim Campanella is the Operations Manager of Fresh Start Financial Services, a mortgage broker in Rolling Meadows, IL.

Since 1989, Jim has been active in State and National professional associations/trade organizations in the mortgage industry. in 2004, Jim Campanella was recognised by the Illinois Association of Mortgage Brokers as the Mortgage Broker Operations Manager of the Year. He has spoken on a range of mortgage related topics from coast to coast.

Fresh Start Financial Services is a licensed mortgage broker in the States of IA, IL and WI and originates loans also in CO, IN and MO. In 2003, the Illinois Association of Mortgage Brokers recognised the mortgage broker as the Subprime Mortgage Broker of the Year.

Jim and his family make their home in Rockton, IL.